Wisdom Insights corporate office is open Monday � Friday 9a.m. � 5p.m. HST

Shipping department is open Monday � Friday 9a.m. � 5p.m. HST

We close for all government observed holidays

This policies and procedures applies to all Choice Financial, Inc. products sold on this site or any other site owned by Wisdom Insights that includes a link to this page.

Contact john@4wordsofwisdom.com

Billing Address

Billing address must be the same as the shipping address. Due to credit card procedures, we cannot ship to a different address than we bill to.

Returns & Subscription Cancellations

If a guarantee applies to your purchase, 100% money back guarantee covers price of product only. 100% money back guarantee does not cover shipping and handling fee due to the fact that the customer made the decision to try product, therefore the customer accepts to pay the fee to ship the product.

If your product was sold with a guarantee, you have SIXTY (60) Days from the date of the original purchase to return the product to receive your refund. Any return received after the SIXTY (60) DAY time limit will not be processed.

All live events are non-refundable.

FOR AL MARKETER SUBSCRIPTIONS ONLY:

Terms of Subscription Renewal

Monthly Wisdom Insights Subscriptions automatically renew each month at the stated retail price until the subscription buyer notifies the company that they wish to cancel. Please refer to Returns & Subscription Cancellations section of the Terms of Service page.

Personal Checks

All checks are held for 10 business days. Orders placed with a check will be held for 10 business days. Once 10 business days is complete, the order will be released and shipped.

All returned check will be charged a $25 USD return check fee.

Counter checks will not be accepted.

Checks and money orders must be sent in US funds.

Customer Service:

If you have questions or comments regarding Choice Financial, Inc products, please email us at  john@4wordsofwisdom.com

Wisdom Insights corporate office is open Monday � Friday 9a.m. � 5p.m. HST

Shipping department is open Monday � Friday 9a.m. � 5p.m. HST

We close for all government observed holidays

This policies and procedures applies to all Choice Financial, Inc. products sold on this site or any other site owned by Wisdom Insights that includes a link to this page.

Contact john@4wordsofwisdom.com

Billing Address

Billing address must be the same as the shipping address. Due to credit card procedures, we cannot ship to a different address than we bill to.

Returns & Subscription Cancellations

If a guarantee applies to your purchase, 100% money back guarantee covers price of product only. 100% money back guarantee does not cover shipping and handling fee due to the fact that the customer made the decision to try product, therefore the customer accepts to pay the fee to ship the product.

If your product was sold with a guarantee, you have SIXTY (60) Days from the date of the original purchase to return the product to receive your refund. Any return received after the SIXTY (60) DAY time limit will not be processed.

All live events are non-refundable.

FOR AL MARKETER SUBSCRIPTIONS ONLY:

Terms of Subscription Renewal

Monthly Wisdom Insights Subscriptions automatically renew each month at the stated retail price until the subscription buyer notifies the company that they wish to cancel. Please refer to Returns & Subscription Cancellations section of the Terms of Service page.

Personal Checks

All checks are held for 10 business days. Orders placed with a check will be held for 10 business days. Once 10 business days is complete, the order will be released and shipped.

All returned check will be charged a $25 USD return check fee.

Counter checks will not be accepted.

Checks and money orders must be sent in US funds.

Customer Service:

If you have questions or comments regarding Choice Financial, Inc products, please email us at  john@4wordsofwisdom.com

Terms of Use

Terms of Use